Cheap California Auto Insurance Quote For Teenage Drivers

The minimum liability coverage for auto insurance in the state of California is 15/30/5. This means you need to have $15,000 for one person that is hurt during an accident that you have cost, $30,000 for several persons injured and $5,000 for car or property damage. With so many bills coming to your mailbox each month, it is very hard to save money. Car insurance is just one of them. If your kid is driving a car, the insurance is even more expensive because teenagers are perceived as risky drivers by insurance companies. However, you can get a cheap California auto insurance quote for your kid’s car if you take a few extra precautions that will not only lower your premium, but also improve your child’s safety. A driver’s training is available at any age and can give you certain discounts from insurance companies. Getting your kid to do a driving course improves his/her driving skills and can also help lowering the premium paid for a car insurance policy. Statistics show that teenage drivers do tend to get involved in more accidents. Consider installing a speed limitation to your kid’s car. This way you reduce the risks of having an accident. Keeping a clean driving record and staying away from speed tickets can help you get a convenient offer for an auto insurance. There are other things you can do to improve your child’s safety and also lower your car insurance premiums. If you install safety devices to his/her car, like airbags and anti-lock brakes you are more likely to get an affordable insurance policy in Calfornia. Another good thing to do is keep an eye on your kid’s school performance. Getting a cheap auto insurance is probably not your only reason to do this. However, a student with an average grade of 3.0 or higher is more likely to get a cheap auto insurance quote. Many insurers in California will give your money back if you’ve been driving safe for a long period of time. So it is good to avoid accidents, reckless driving and excessive speed because you can get large discounts over the long term. Finally, insurance company charge you a certain fee for mailing your bill every month. Switching to electronic billing can save you some money. Even though it may not seem much at first, if you pay all your bills electronically you can save some money and the process is also simpler and faster. Here you can find more information about how to get a cheap California auto insurance quote
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