Auto Insurance Companies

The U.S. auto insurance companies industry is characterized by the presence of a large number of players. Some are large general insurance companies that have diversified into auto insurance and other companies are pure play auto insurance.

The cost is definitely a factor when choosing the presentation of a car insurance company, but you should not base your decision solely on cost. Do not be fooled by very low offers – some of these companies offer limited coverage, the customer sub-standard and some of them may even be scams.

Unlike the traditional yellow pages, Internet directories of auto insurance companies can give you the most relevant results in record time. Some sites allow you to search the car insurance companies in some places – just enter your zip code and you can access all car insurance providers near you.

Do not be fooled by the low insurance rates – you need to look beyond price and coverage that matters most. Carefully review the auto insurance companies’ coverage, the amount of time it takes to process claims and extras. Customer service is also very important – who wants a car insurance company that can give you maximum support whether online or by phone. To test whether a car insurance company has a good customer support team, try calling their toll free number. You can assess the competence of their representatives, asking specific questions about the information regarding the company. They should be able to meet your satisfaction or at least refer to someone with more knowledge.

Referrals are the best way to get reliable auto insurance company. Ask friends and relatives what company they use and ask if they are satisfied. If your friends and family recommend an insurance company, it might help you with choosing the right one.

Listed below are some of the leading players in the business of automobile insurance that can help you trim your long listed note.

State Farm Insurance Company – This Company is one among a long list of auto insurance companies. This is a national insurance company and one of the largest life insurance companies in America. For 2003, the company generated net revenues of about $56 billion. Headquartered in Bloomington, Illinois, State Farm Insurance is a provider of auto insurance which is very popular in the United States. With a national network of branches and attractive discounts for various categories of the citizens SFI has an advantage over their competitors. SFI is also the largest insurer of cars, trucks and SUVs in the U.S.

The American International Group or AIG – This Company is also another big company. It is the second biggest general insurer and also the second largest auto insurer in the United States. The Farmers Insurance Group of Companies is one of the largest general insurer and the third largest auto insurer in the United States. Like IFC, the company also has an extensive branch network in all states.

In addition to these there are other players in the U.S. market. Some of them are 21 Century Insurance Group Auto, which has been a force in auto insurance, operates in eight states. Some niche players are the owners of auto insurances, which have served the nation since 1916 and cover 22 states across the nation.

No matter how big the company is, remember that you should choose the auto insurance company that will meet your needs.

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